Your First IRA

Are you paying your future you enough? They always say “Save as often as you can!” and “The earlier the better”. If your company does not offer a retirement savings plan, here is an ideal option to keep the ...

Read More →

How to pick an Investment Advisor – Series 2: Top Questions to Ask a Financial Advisor

Being aware of the different types of financial advisors is important, but what questions should you be asking...

Read More →

How to pick an Investment Advisor – Series 1: Types of Investment Advisors

Does managing your investment portfolio make you nervous? If so, you’re not alone. For many, finding a professional that fits your needs seems like a daunting task. How do you decide who is right for you? As you’re...

Read More →

Frequently Asked Questions About 401(K)’s

  1. How much should I contribute to my 401(K)?
  2. Should I be making savings contributions outside of my 401(K)?
  3. Should I use my 401(K) to save for big purchases such as college or a first...

    Read More →

401(K) Series 6: Other Mutual Fund Fees – Part 3

It’s important to remember that you MUST pay for investment advice and investment management.  What you pay should be reasonable for the investment vehicle and the expected returns of the asset.  You should be fully i...

Read More →

401(K) Series 5: ABC’s of Mutual Funds – Part 2

Mutual funds often have letters behind the end of the fund name.  These letters indicate the share class.  A single mutual fund will have several share classes, all of which have different fees.  When it comes to mutu...

Read More →

401(K) Series 4: Mutual Funds – Part 1

401(K) plans typically offer an array of mutual funds for participants to choose from. These investments allow for growth from the dollars contributed to the plan. Mutual funds serve a vital role for smaller invest...

Read More →

401(K) Series 3: Sticker Shock on the suggested 10% of salary?

Ever wonder why so many things are sold via monthly subscription?  Sometimes looking at the annual price tag for something can seem intimidating.  Advertisers figured out long ago that you’re much more likely to make ...

Read More →

401(K) Series 2: Why Invest in a 401(K) Plan?

If someone offered you free money, would you refuse it?  You are refusing free money if your employer offers a 401(K) retirement plan with a company match and you aren’t participating.  Even if your employer doesn’t o...

Read More →

401(K) Series 1: What is a 401(K)?

A 401(K) is a tax favored retirement savings account offered by employers.  The high contribution limits and tax benefits of a 401(K) make it a great way to save for retirement. Many employers offer a matching prog...

Read More →