Are you that friend or family member that just can’t say “no”? We all know that person that would take their shirt off their back if they could, but is it really helping?

Retirement is the end goal, right?! If you continue to bail that friend or family member out, you are going to watch your savings diminish. Learn to say “no” and start guiding them to make better financial decisions. Amazon, Starbucks and restaurants are not necessities – therefore, you shouldn’t be spending your extra cash to enable their habits.

Communicate. Tell that friend or family member that you are no longer in a place to help. Even if you are in a financial position to help, you should save your hard earned money for YOUR retirement.

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