The following privacy principles were established to maintain the security, integrity, and confidentiality of your personal financial information.

The type of information we collect:

We routinely collect and retain the information we obtain from account applications you provide to us and from transaction history. This information helps us:

  • To establish and administer your accounts. (Example: We ask for personally identifying information to protect your accounts from fraud.)
  • To satisfy certain regulatory requirements. (Example: When you open an account that pays interest, we are required by the IRS to obtain your social security number.)
  • Better understand you so that we may provide you with additional or improved products and services. (Example: We request information concerning your annual income, annual expenses, and your federal income tax rate).

We do not share our current or previous customers’ nonpublic personal information with any affiliate or with non-affiliated third parties except as permitted or required by law.

How is that information protected?

Access to your personal identifiable financial information is limited to employees with a specific business reason for utilizing this data. Our employees are educated about the importance of maintaining confidentiality and customer privacy. If necessary, we take appropriate disciplinary steps to enforce our employee’s responsibility to protect your very personal information. In order to prevent unauthorized access to your information, we maintain security standards and procedures that conform to industry practices. These security standards and procedures are routinely tested to verify the integrity of our systems.